Transcript: 3 cost-management strategies for employee health care coverage

ONSCREEN TEXT: Controlling costs

It’s all part of the plan

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top-left feed fills the view. Text appears over a man with greying hair parted to the left.

ONSCREEN TEXT: Greg Reidy

CEO, Southeast Region

UnitedHealthcare Employer & Individual

GREG: Cost management is top of mind for every customer, every broker, every

relationship that we have in the marketplace.

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over a woman with shoulder-length blonde hair and a blue jacket.

ONSCREEN TEXT: Elizabeth Winsor

CEO, Northeast Region

UnitedHealthcare Employer & Individual

ELIZABETH: Employers want to make sure that they’re offering a very cost-effective

program for themselves, but also for their employees and their employees’ family

members.

Another feed slides in, replacing Elizabeth’s feed. Text appears over a man with short

greying hair.

ONSCREEN TEXT: Brett Edelson

CEO, Minnesota – South Dakota – North Dakota

UnitedHealthcare Employer & Individual

BRETT: Managing cost is not something that any one of us can do alone. Everyone plays

a part in this, and UnitedHealthcare is in the role of ensuring that we’re all aligned and

moving together with programs that will work.

Another feed slides in, replacing Brett’s feed. Text appears over a woman with shoulderlength brown hair wearing a dark blue blazer.

ONSCREEN TEXT: Kristen Rivers

VP, Key Accounts, West Region

UnitedHealthcare Employer & Individual

KRISTEN: Every carrier you talk to has a total cost of care value proposition that they’ll

bring to the table. So, what I would tell you about what we do specific to an

organization, is bring together all of the components that drive costs in the system.

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ONSCREEN TEXT: Lowering costs through

high-quality networks

Kristen’s feed appears.

KRISTEN: While we have a variety of performance networks that we can offer that are

centered around the PCP and directing members care appropriately…

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cross, a doctor’s coat with a stethoscope, an H, a wallet, and the neckline of blue scrubs.

The illustrations all merge behind the doctor’s coat with a stethoscope. Kristen’s feed

appears again.

KRISTEN: …in really helping them navigate that healthcare journey, there are a variety of

solutions that we can access and deploy depending on what the customer’s needs are.

Elizabeth’s feed appears.

ELIZABETH: What we found is, we have to try and incent members to use their core pack

or use their PCP. And the best way to do that, we found, is really partnering with high

performance provider systems, and having us incent them to utilize a tier one provider,

and really the win-win there is that you get the right care, at the right price, with the

right outcome.

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ONSCREEN TEXT:

- High-quality providers

- Incentives to utilize

Tier 1 providers

- Right care, right price,

right outcome

Blue text appears over a white background.

ONSCREEN TEXT: UnitedHealth Premium® Care

Physicians outperformed their peers*

10% Lower total cost of care

High Premium Care Physician

utilization resulted in:

27% lower risk-adjusted spending per-member-per-month (PMPM)

33% fewer ER visits

47% fewer inpatient hospital admissions

*Savings estimates as of November 2021 UnitedHealthcare Network

(Par) Commercial Claims analysis for 172 markets. Figures are based

on book-of business results and represent the national average

expected cost differential between Premium Care Physicians and

non-Premium Care Physicians for entire episodes of care. Actual

savings achieved will vary by customer depending on geographic

availability and customer-specific service mix. All figures and

estimated savings represent historical performance and are not a

guarantee of future savings.

Brett’s feed appears.

BRETT: We’re really fortunate in the market that I work in that we have many highperforming providers. With that said, our ability to work specifically with some on

programs around quality, total cost of care, R.A.C.O.’s, has really driven our network

strategy to be differentiated with a handful of those providers.

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ONSCREEN TEXT: Over the past two years

BRETT: It’s been amazing to see over the past two years the rapid advancement of the

availability and the quality of virtual care.

ONSCREEN TEXT: Rapid advancement

in availability

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ONSCREEN TEXT: Virtual care

BRETT: You know, now, for many of our members, it’s their preferred way to access the

healthcare system.

ONSCREEN TEXT: Preferred way to

access the health

care system

BRETT: …in particular for follow-up visits or routine care…

ONSCREEN TEXT: Follow-up visits

or routine care

BRETT: …that they can seek in their home, rather than going to an office.

ONSCREEN TEXT: All in the comfort of home

Connecting incentives and

health choices to cost savings

Greg’s feed appears.

GREG: UnitedHealthcare brings a lot to the table with regards to incented programs.

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ONSCREEN TEXT: UnitedHealthcare Motion®

UnitedHealthcare Motion is a voluntary program. The information

provided is for general informational purposes only and is not

intended to be nor should be construed as medical advice. You

should consult an appropriate health care professional before

beginning any exercise program and/or to determine what may be

right for you. Receiving an activity tracker and/or certain credits

and/or purchasing an activity tracker with earnings may have tax

implications. You should consult an appropriate tax professional to

determine if you have any tax obligations under this program, as

applicable. If any fraudulent activity is detected (e.g.,

misrepresented physical activity), you may be suspended and/or

terminated from the program. If you are unable to meet a standard

related to health factor to receive a reward under this program, you

might qualify for an opportunity to receive the reward by different

means. You may call us toll-free at 1-855-256-8669 or at the

number on your health plan ID card, and we will work with you

(and, if necessary, your doctor) to find another way for you to earn

the same reward. Rewards may be limited due to incentive limits

under applicable law. Subject to HSA eligibility, as applicable.

Real Appeal®

Real Appeal is a voluntary weight loss program that is offered to

eligible members at no additional cost as part of their benefit plan.

The information provided under this program is for general

informational purposes only and is not intended to be nor should

be construed as medical and/or nutritional advice. Participants

should consult an appropriate health care professional to determine

what may be right for them. Results, if any, may vary. Any

items/tools that are provided may be taxable and participants

should consult an appropriate tax professional to determine any tax

obligations they may have from receiving items/tools under the

program.

SimplyEngaged®

SimplyEngaged® is a voluntary program. The information provided

under this program is for general informational purposes only and

is not intended to be nor should be construed as medical advice.

You should consult with an appropriate health care professional to

determine what may be right for you. Rewards may be taxable. You

should consult with an appropriate tax professional to determine if

you have any tax obligations from receiving rewards under this

program. If you are unable to meet a standard related to a health

factor to obtain a reward under this program, you might qualify for

an opportunity to earn the same reward by different means.

Contact us at 1-855-215-0230 and we will work with you (and, if

necessary, your doctor) to find another way for you to earn the

same reward.

UnitedHealthcare

Personal Rewards®

Participation in UnitedHealth Personal Rewards is voluntary and the

health survey is confidential. If you are unable to meet a standard

goal related to a health factor to obtain a reward under this

program, you might qualify for an opportunity to earn the same

reward by different means. Contact your plan representative and we

will work with you (and, if necessary, your doctor) to find another

way you to earn the same reward. Log into myuhc.com and click on

the Health and Wellness tab to learn more about the reward

applicable to you. There is a maximum associated with these

rewards. Employees and covered spouse (if appliable and eligible)

can earn rewards separately. Children may not participate in the

reward program. Incentives can be earned only once every plan

year.

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jogs through a park. Two women power walk with weights in their hands. A man in a

wheelchair peruses a produce cooler in a grocery store. A man checks his phone as he

surveys a shelf of packaged salads. A man jogs down a sunny path. A family eats dinner

together.

GREG: And what we’ve found is, for those employers that are higher engagement on

incentive programs, they typically have a positive impact on their overall plan costs.

Greg’s feed appears.

GREG: There’s a tie between high engagement with incentive or wellness programs and,

ultimately, a customer’s claim experience.

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ONSCREEN TEXT: Addressing cost

transparency in health care

Greg interviews.

GREG: The marketplace continues to change and, from a regulatory environment, there

are higher expectations around transparency. We’ll continue to manage through that for

our customers.

Elizabeth interviews.

ELIZABETH: I really like the transparency regulation, because I think it’s the great

equalizer between providers, payers, and employers, and really in the long run it’s going

to benefit members.

Kristen interviews.

KRISTEN: It creates a focus on having the tools be in the hands of members, so that they

can make better decisions relating to their health outcomes.

Text appears as Brett interviews.

ONSCREEN TEXT: Everyone plays an important part

in managing health care costs

BRETT: Everyone plays an important part in managing health care costs. And that’s all

brought together by your health plan, by UnitedHealthcare. And that makes it

incumbent upon us to make sure that all these things work together going toward the

same goal.

ONSCREEN TEXT: Work together going

toward the same goal

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ONSCREEN TEXT: Controlling costs – it’s all part of the plan

Talk to your broker, consultant or

UnitedHealthcare representative

to learn more

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ONSCREEN TEXT: United

Healthcare

Tier 1 providers may be subject to change, visit myuhc.com® for

the most current information or call the number on your health

plan ID card. Inc. or their affiliates.

The UnitedHealth Premium® designation program is a resource for

informational purposes only. Designations are displayed in

UnitedHealthcare online physician directories at myuhc.com®. You

should always visit myuhc.com for the most current information.

Premium designations are a guide to choosing a physician and may

be used as one of many factors you consider when choosing a

physician. If you already have a physician, you may also wish to

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should also discuss designations with a physician before choosing

him or her. Physician evaluations have a risk of error and should not

be the sole basis for selecting a physician. Please visit myuhc.com

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Company or its affiliates. Administrative services provided by United

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©2022 United Healthcare Services, Inc. All Rights Reserved.

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