CAPTION: Medicare Moment
with Phil Moeller – author, journalist and Medicare and retirement expert
Cut to Phil Moeller in his office.
PHIL MOELLER: Hi, I’m Phil Moeller.
Medicare’s annual enrollment period, which runs from October 15 through December 7, lets you switch insurance plans.
Plans often change from year to year, and so do your health needs. So, don’t assume your current plan will still be the best choice next year.
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ON-SCREEN TEXT: Here are three tips for Part D drug plans:
PHIL MOELLER: Here are three tips for Part D drug plans:
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ON-SCREEN TEXT: First, make sure your medications will still be covered by your plan
PHIL MOELLER: Make sure your medications will still be covered by your plan.
Second, Medicare’s online plan finder will show you if there are other plans that will save you money by having lower premiums, annual deductibles, or copays.
ON-SCREEN TEXT: Second, Medicare’s online plan finder will show you if there are other plans that will save you money by having:
- lower premiums
- annual deductibles
- copays
PHIL MOELLER: Third, consider all costs, not just premiums.
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ON-SCREEN TEXT: Consider all costs, not just premiums
PHIL MOELLER: Now here are three tips for Medicare Advantage plans:
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ON-SCREEN TEXT: Here are 3 tips for Medicare Advantage plans:
PHIL MOELLER: One, make sure your preferred hospitals, doctors, and other caregivers are still in your plan’s provider network.
ON-SCREEN TEXT: 1. Make sure your preferred hospitals, doctors, and other caregivers are still in your plan’s provider network.
PHIL MOELLER: Two, similar to Part D plans, it’s important to compare out-of-pocket costs to determine if the plan is still a good fit for your budget – looking at more than just the monthly premium but also understanding deductibles and copays.
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ON-SCREEN TEXT: 2. Compare out-of-pocket costs to determine if the plan is still a good fit for your budget
PHIL MOELLER: Third, the array of supplemental and even non-medical benefits offered by Medicare Advantage plans is expanding every year.
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ON-SCREEN TEXT: 3. The array of supplemental and even non-medical benefits offered by MA plans is expanding every year.
PHIL MOELLER: Use Medicare’s online plan finder to explore offerings of plans in your area.
Cut back to Phil Moeller
CAPTION: Use Medicare’s online plan finder to explore offerings of plans in your area.
medicare.gov
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