uhc-pdf arrow-caret microphone link uhc-video uhc-search uhc-close uhc-coverage uhc-savings uhg-growth uhg-lightbulb uhg-network uhg-pdf uhg-gov uhg-email important arrow-right mail-circle Twitter LinkedIn Google Facebook

Transcript: Ask Phil: Are All My Drugs Covered by My Part D Plan?

A blue UnitedHealthcare logo appears on a white background.

Light music plays.

ON SCREEN TEXT: UnitedHealthcare

Phil Moeller appears in front of a blue background and speaks directly to the camera.

PHIL: Hi, I'm Phil Moeller.

ON SCREEN TEXT: Phil Moeller "Ask Phil, by UnitedHealthcare"

PHIL: I spend a lot of time writing articles and books helping people understand Medicare, retirement and aging. Digging in to these subjects gives us a better chance to make more informed health care decisions. And with that in mind, let's explore a question I get asked a lot.

The screen fades to white and blue text appears.

ON SCREEN TEXT: "Are all my drugs covered by my Part D plan?

ON SCREEN TEXT: Do other parts of Medicare cover them, as well?"

PHIL: Are all my drugs covered by my Part D plan, or do other parts of Medicare cover them, as well?

Phil fades in, speaking in front of the blue background.

PHIL: Most people think of Medicare Part D as being the only drug coverage they have, but that's not quite true. Part D prescription drug plans will cover prescription drugs you take at home. But what if you need drugs in a hospital setting?

Phil is shown from a different angle in front of the blue background.

PHIL: They're covered by Part A of Medicare. If you need drugs in an outpatient setting, they're covered by Part B of Medicare.

Phil is shown from the front in front of the blue background.

PHIL: Often, Part B will cover drugs that need to be infused, whether you're having chemotherapy or some other special treatment that needs to be provided, even in an outpatient setting, by a medical professional. So it's possible to have three different parts of Medicare cover your drug needs. It's important for you to realize which part of the plan will cover your needs because what you pay for drugsis different in those three parts of Medicare. So whether it's Part A, or Part B, or Part D prescription drug plans, all three of them may cover drugs that you need.

The screen fades to white and blue text appears.

ON SCREEN TEXT: For more guidance from Phil, visit newsroom.uhc.com/askphil.html

A blue UnitedHealthcare logo appears on the white background.

ON SCREEN TEXT: UnitedHealthcare