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Q&A with Karyne Jones on DSNP (Dual Special Needs Plans)

Karyne Jones is President and CEO of the National Caucus and Center on Black Aging (NCBA). The NCBA is a national leader in senior housing, employment, health and advocacy for minority seniors.

What is a DSNP?

It’s a Dual Special Needs Plan. This is a special type of Medicare Advantage plan for people who also can get Medicaid.

Why should someone think about a DSNP?

What’s great about a DSNP is that it has benefits that you can’t get with Medicare or Medicaid alone. Let’s say you already have Medicare benefits. If you’re on a DSNP, you may be able to get dental, hearing and vision benefits as well.

You can get help for coordinating benefits. This can make your health care easier.

Lastly, there’s usually no monthly premium. So it’s worth seeing if it’s a good fit.

Who can get a DSNP plan?

You have to be able to get both Medicare and Medicaid.

When can people apply?

You can enroll when it’s best for you this year. Next year, people who can get a DSNP can enroll or switch at certain times throughout the year.

How can someone learn more about a DSNP?

Visit http://www.getdual.com. Or if it’s the week of October 8, go to a DSNP Appreciation Event in your town.

Where can I get a DSNP?

It depends on your state. Visit getdual.com to see.  

October 8 kicks off DSNP Appreciation Week. There are events all around the country. And you don’t have to be a DSNP member to go. At the event you can ask questions and find out more about DSNPs. Feel free to bring a friend!

To see if one is going on near you, visit http://cloud.news.uhccommunityplan.com/DSNPMemberAppreciation.

Plans are insured through UnitedHealthcare Insurance company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan’s contract renewal with Medicare.