When Medicare started in 1965, there was one single plan choice. In 2019, more than nine out of 10 Medicare beneficiaries will have at least 10 Medicare Advantage plans available in their area, bringing broad choice to people looking to find a plan that fits their unique needs and preferences.
And while too many choices can feel overwhelming, what if you could identify what you value most in life and pick a plan that supports that list?
Below are four examples* of how certain plans can align with an individual’s needs, wants and lifestyle – bringing value to a personal level.
Roosevelt is a recently retired high school music teacher who believes the sweetest sound is his grandchildren’s laughter. The more Roosevelt and his insurance agent talk about a Medicare Advantage plan, the more he likes the sound of the added benefits that can help him enjoy his retirement to the fullest.
He was surprised to learn that vision and dental coverage aren’t included in Original Medicare and was uncomfortable losing coverage he values. Keeping his vision sharp will help him stay confident in his ability to keep a watchful eye on his grandchildren. He’s also looking forward to the gym membership at no additional cost, so he can build the stamina to keep up with them. When his agent adds that the Medicare Advantage plan he likes also offers a discount on hearing aids, it is music to his ears.
Diane was a well-loved pharmacist in a small town for 35 years. Being in the health care field, she knows how important it is to manage her diabetes, which she has been doing successfully for decades.
Diane needs prescription drug coverage to help pay for insulin and other medications. She debated between adding a stand-alone Part D prescription drug plan to Original Medicare, or choosing a Medicare Advantage plan that includes prescription coverage.
What helped her decide was learning about Navigate4Me™, a UnitedHealthcare program that pairs health navigators with people who have chronic conditions like hers, to support and guide her along her health care journey. Knowing what she needs and learning she could also get the additional support she wants, Diane selected a Medicare Advantage plan. And, although she loved her years spent behind the pharmacy counter, she appreciates that her plan also offers the convenience of shipping her medications directly to her home.
Theo always dreamed of traveling, but settled for living vicariously through his clients as a travel agent instead. Upon his retirement, he vowed to follow his passion and see places he’d only explored online and in books. He has a mile-long list of dream destinations around the world. And as a planner, Theo knows what he needs to travel safely, including access to medical care.
Knowing that in general Original Medicare does not provide health care coverage outside of the U.S., Theo chooses a UnitedHealthcare Medicare Advantage plan because it offers him peace of mind by covering emergency care around the world. His plan also includes the UnitedHealth Passport program, so during his domestic adventures, Theo can use his plan benefits as usual throughout most of the country. Wherever his travels may take him, Theo can explore the world without worrying about health care coverage.
Vanida spent her career taking care of others as a social worker, visiting people’s homes and helping them find solutions and resources to meet their needs. Now that she’s retired, she’s looking forward to enjoying life from the comfort of her own home and finding a Medicare plan that looks out for her health needs.
She was attracted to a UnitedHealthcare Medicare Advantage plan that sends a health care professional to her house for an annual wellness check-up through the HouseCalls program. In addition, Vanida can call the 24-hour nurse line to get answers to her medical questions. She also appreciates the reminders she receives for important screenings like her annual mammogram. As an advocate for so many throughout her professional life, Vanida is thankful to have a plan that looks out for her.
Finding the best health care plan is a personal choice. Whether you are looking at your Medicare plan options for the first time or evaluating how well your current plan is meeting your needs, be sure to look beyond costs. Find a plan that offers benefits and services to fit your lifestyle and the things you value most at UHCMedicareHealthPlans.com.
*All names, characters and personal details portrayed in this article are fictitious. No identification with actual persons is intended.
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in these plans depends on the plan’s contract renewal with Medicare.