3 benefits of an Individual and Family Plan that may surprise you

Oct. 27, 2021

If you’re just getting started with shopping for a plan on the Health Insurance Marketplace, it may feel overwhelming. But it’s important to know, health insurance plans are not just for emergencies. They are designed to keep you and your family healthy throughout the year — and our UnitedHealthcare Individual and Family plans are no different.

UnitedHealthcare Individual and Family plans, available on the marketplace as part of the Affordable Care Act (ACA), cover ten categories of essential health benefits including annual wellness and preventive services, chronic disease management, prescription drug coverage, and more.

Beyond these essential health benefits, you may also have access to additional features that help keep you healthy all year-round.

Benefits included in UnitedHealthcare Individual and Family plans

Gift cards for doctor visits

When you visit your primary care provider with a UnitedHealthcare plan, you may be eligible to receive a $25 gift card from a national retailer like Amazon or Walmart.

Discounted Walgreens-brand health and wellness products

For any Walgreens preferred network plans, Walgreens will offer a 20% discount for approved Walgreens-branded over-the-counter (OTC) products. This might include health and wellness items you use every day, like first aid supplies, pain relievers, allergy sprays and more.

Additional resources

Open enrollment for health coverage runs nationwide from Nov. 1 to Jan. 15, for most states. Enrollments completed between Dec. 16 and Jan. 15 will have coverage effective Feb. 1.

You can learn more about the types of benefits available at uhc.com/health-insurance-plans/aca-marketplace or you can call 1-800-806-0451 / TTY 711 to speak with a licensed agent about the plans UnitedHealthcare offers in your area.

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Disclaimer

Medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization, Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc.; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in LA, TN and AL; Optimum Choice, Inc. in VA and MD; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of Texas, Inc.; and UnitedHealthcare of Oregon, Inc. in WA. Administrative Services provided by United HealthCare Services, Inc. or their affiliates.

Some plans may require copayments, deductibles and/or coinsurance for these benefits. Plans in metal tiers varies and are subject to plan deductibles, copayments, and coinsurance. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you.

Enrollees are eligible to earn a $25 gift card for certain retail participants upon completion of a wellness visit with the enrollee's primary care physician. Limited to one gift card per enrollee. Restrictions apply, see amazon.com/gc-legal. The program's rewards provider should be contacted by gift card recipients with any questions. Gift cards are subject to all terms and conditions printed on the back of the gift cards. UnitedHealthcare is not affiliated with Walmart Stores, Inc., or any of its affiliates. The services, products or activities of UnitedHealthcare, are neither endorsed nor sponsored by Walmart Stores, Inc., or any of its affiliates. See www.walmart.com/giftcardtermsandconditions for complete gift card terms and conditions.

Certain prescriptions may not be available, and other restrictions may apply. Discount valid until 12/31/22. Discount valid only for in-store purchases of eligible Walgreens brand health and wellness products by current members eligible for the UnitedHealthcare discount program. Discount cannot be used online. Walgreens can discontinue program at their discretion. Walgreens brand health and wellness products include the following categories: acne, allergy, blood pressure and diagnostics, children’s medications, cough/cold relief, dental, diabetes, diet aids and supplements, digestive health and nausea, ear care, elastic wraps and braces, eye care, family planning, feminine hygiene, first aid, foot care, hair care (medicated only), hand/body lotions (select), hand sanitizer, healthcare appliances, hearing aid batteries, home healthcare solutions, humidifiers, incontinence, ointments, pain relief, reader glasses, sanitary, sleep aids, smoking cessation, sun care, vaporizers and vitamins & supplements. Excludes photo orders, prescriptions, tobacco, dairy, alcohol, liquor departments, phone/prepaid/gift cards, money orders/transfers, transportation passes, lottery tickets, charitable donations, pseudoephedrine or ephedrine products, newspapers, magazines, stamps, home medical equipment and durable medical equipment products, pharmacy items and services, Prescriptions Savings Club membership fee, and items or services submitted to insurance for reimbursement or where otherwise limited by law.