3 benefits of an Individual and Family Plan that may surprise you

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If you’re just getting started with shopping for a plan on the Health Insurance Marketplace, it may feel overwhelming. But it’s important to know, health insurance plans are not just for emergencies. They are designed to keep you and your family healthy throughout the year — and our Individual and Family plans are no different.

Individual and Family plans, available on the marketplace as part of the Affordable Care Act (ACA), cover ten categories of essential health benefits including annual wellness and preventive services, chronic disease management, prescription drug coverage, and more.

Beyond these essential health benefits, you may also have access to additional features that help keep you healthy all year-round. Here are three benefits included in Individual and Family plans by UnitedHealthcare that may surprise you:

1.     Gift cards for doctor visits. When you visit your primary care provider with a UnitedHealthcare plan, you may be eligible to receive a $25 gift card from a national retailer like Amazon or Walmart.

2.     Digital fitness membership at no additional cost. You may be eligible for a one-year digital fitness membership, featuring an array of virtual fitness classes, including yoga, strength training, meditation and more. 

3.     Discounted Walgreens-brand health and wellness products. For any Walgreens preferred network plans, Walgreens will offer a 20% discount for approved Walgreens-branded over-the-counter (OTC) products. This might include health and wellness items you use every day, like first aid supplies, pain relievers, allergy sprays and more.

Open enrollment for 2022 health coverage runs nationwide from November 1, 2021 to Jan. 15, 2022, for most states. Enrollments completed between Dec. 16 and Jan. 15 will have coverage effective Feb. 1, 2022.

You can learn more about the types of benefits available at UHCExchange.com or you can call 1-800-806-0451 TTY 711 to speak with a licensed agent about the plans UnitedHealthcare offers in your area.

To find out more about Individual and Family plans from UnitedHealthcare, click here.

Medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization, Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc.; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in LA, TN and AL; Optimum Choice, Inc. in VA and MD; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of Texas, Inc.; and UnitedHealthcare of Oregon, Inc. in WA. Administrative Services provided by United HealthCare Services, Inc. or their affiliates.

Some plans may require copayments, deductibles and/or coinsurance for these benefits. Plans in metal tiers varies and are subject to plan deductibles, copayments, and coinsurance. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you.

Enrollees are eligible to earn a $25 gift card for certain retail participants upon completion of a wellness visit with the enrollee's primary care physician. Limited to one gift card per enrollee. Restrictions apply, see amazon.com/gc-legal. The program's rewards provider should be contacted by gift card recipients with any questions. Gift cards are subject to all terms and conditions printed on the back of the gift cards. UnitedHealthcare is not affiliated with Walmart Stores, Inc., or any of its affiliates. The services, products or activities of UnitedHealthcare, are neither endorsed nor sponsored by Walmart Stores, Inc., or any of its affiliates. See www.walmart.com/giftcardtermsandconditions for complete gift card terms and conditions.

Certain prescriptions may not be available, and other restrictions may apply. Discount valid until 12/31/22. Discount valid only for in-store purchases of eligible Walgreens brand health and wellness products by current members eligible for the UnitedHealthcare discount program. Discount cannot be used online. Walgreens can discontinue program at their discretion. Walgreens brand health and wellness products include the following categories: acne, allergy, blood pressure and diagnostics, children’s medications, cough/cold relief, dental, diabetes, diet aids and supplements, digestive health and nausea, ear care, elastic wraps and braces, eye care, family planning, feminine hygiene, first aid, foot care, hair care (medicated only), hand/body lotions (select), hand sanitizer, healthcare appliances, hearing aid batteries, home healthcare solutions, humidifiers, incontinence, ointments, pain relief, reader glasses, sanitary, sleep aids, smoking cessation, sun care, vaporizers and vitamins & supplements. Excludes photo orders, prescriptions, tobacco, dairy, alcohol, liquor departments, phone/prepaid/gift cards, money orders/transfers, transportation passes, lottery tickets, charitable donations, pseudoephedrine or ephedrine products, newspapers, magazines, stamps, home medical equipment and durable medical equipment products, pharmacy items and services, Prescriptions Savings Club membership fee, and items or services submitted to insurance for reimbursement or where otherwise limited by law.

Available to members of applicable health plans who register for an account with Peloton. Credit to All-Access Membership limited to 1 per family. Must be 18+ years of age and covered under applicable UnitedHealthcare health plan. Subject to state legal and regulatory availability. Peloton equipment not required. UnitedHealthcare members that own a Peloton Bike or Tread can receive equivalent value ($155) to be credited to an All-Access Membership. Peloton offers its services directly to consumers pursuant to an agreement between Peloton and the consumer. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult with an appropriate health care professional before beginning any exercise program and/or to determine what may be right for you.