How to get the most out of your Individual & Family Marketplace plan

It’s a new year — and a great time to plan ahead for you and your family’s health for 2022. If you’ve enrolled in a new Individual & Family Marketplace plan with UnitedHealthcare, you might have more benefits available to you than you think. Get yourself set up with this quick primer — plus a few tips — to help make sure you’re making the most of your plan. 

The basics

An Individual and Family Marketplace plan can provide important coverage for your everyday health care needs, as well as with health issues that may arise. Engaging with a primary care provider through one of these plans can be a great way to monitor your health and keep an eye out for any chronic conditions. In many cases, your plan may include three or more primary care visits at a $0 copay*.

An Individual and Family Marketplace plan may also include*:

●      Prescriptions as low as $3 on Tier 1 generic drugs

●      A $25 gift card incentive for seeing your primary care provider1

●      $0 virtual visits for urgent, specialty and primary care2

●      Low-cost adult dental and vision coverage

●      Health Savings Account (HSA) options for tax-free contributions

“We take great care to listen to our members and provide them with their most-requested benefits,” said Marcus Robinson, national vice president, UnitedHealthcare. “We’re including a number of benefits this year that build upon our efforts to provide simple, affordable plans, and as always, have a dedicated team of experts to help people choose the best plan for their unique needs.”

Beyond the basics

With that in mind, there may be additional features that you might not know about — which not only help you stretch your health care dollars but also help promote active wellness for you and your family.

These might include*:

●      20% off Walgreens-brand health and wellness products3

●      Digital fitness classes at no additional cost4

●      If enrolled in a Virtual First plan, you have unlimited 24/7 access to $0 virtual primary, urgent and specialty care through the Galileo mobile app, with an option for Spanish-speaking communications2

With this array of health benefits, you may be able to stay healthier and get the care you need.

To learn more about your plan, visit

Medical plan coverage offered by UnitedHealthcare of Arizona, Inc. in AZ, Rocky Mountain Health Maintenance Organization, Incorporated in CO, UnitedHealthcare of Florida, Inc. in FL, UnitedHealthcare of Georgia, Inc. in GA, UnitedHealthcare of Illinois, Inc. in IL, UnitedHealthcare Insurance Company in LA, TN and AL, Optimum Choice, Inc. in VA and MD, UnitedHealthcare Community Plan, Inc. in MI, UnitedHealthcare of North Carolina, Inc. in NC, UnitedHealthcare of Oklahoma, Inc. in OK, UnitedHealthcare of Texas, Inc. in TX and UnitedHealthcare of Oregon, Inc. in WA. Administrative Services provided by United HealthCare Services, Inc. or their affiliates.

*Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more.

1Enrollees are eligible to earn a $25 gift card for certain retail participants upon completion of a wellness visit with the enrollee's primary care physician. Limited to one gift card per enrollee.

2Virtual visits conducted by telephone or video chat with a doctor are not an insurance product, health care provider or a health plan. Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available.

3Discount valid until 12/31/22. Discount valid only for in-store purchases of eligible Walgreens brand health and wellness products by current members eligible for the UnitedHealthcare discount program. Discount cannot be used online. Walgreens can discontinue program at their discretion. Walgreens brand health and wellness products include the following categories: acne, allergy, blood pressure and diagnostics, children’s medications, cough/cold relief, dental, diabetes, diet aids and supplements, digestive health and nausea, ear care, elastic wraps and braces, eye care, family planning, feminine hygiene, first aid, foot care, hair care (medicated only), hand/body lotions (select), hand sanitizer, healthcare appliances, hearing aid batteries, home healthcare solutions, humidifiers, incontinence, ointments, pain relief, reader glasses, sanitary, sleep aids, smoking cessation, sun care, vaporizers and vitamins & supplements. Excludes photo orders, prescriptions, tobacco, dairy, alcohol, liquor departments, phone/prepaid/gift cards, money orders/transfers, transportation passes, lottery tickets, charitable donations, pseudoephedrine or ephedrine products, newspapers, magazines, stamps, home medical equipment and durable medical equipment products, pharmacy items and services, Prescriptions Savings Club membership fee, and items or services submitted to insurance for reimbursement or where otherwise limited by law.

4Peloton digital membership is available to fully insured customers in applicable health plans who register for an account with Peloton. Subject to state legal and regulatory availability. UnitedHealthcare members that own a Peloton Bike or Tread can receive equivalent value ($155) to be credited to an All-Access Membership. Credit to All-Access Membership limited to 1 per family. Must be 18+ years of age and covered under applicable UnitedHealthcare health plan. Peloton offers its services directly to consumers pursuant to an agreement between Peloton and the consumer. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult with appropriate health care professional before beginning any exercise program and/or to determine what may be right for you.