5 reasons bundled health benefits may help your employees

It’s open enrollment season for medical benefits, which means members of your workforce may likely soon choose a health plan for the coming year. 

For some employees, that includes evaluating and selecting specialty benefits, including vision, dental, hearing or accident protection. In fact, a recent UnitedHealthcare survey found that 84% of workers said having specialty benefits is “important” during open enrollment. By offering these benefits, it may help increase employee retention, satisfaction and build a culture of well-being. 

While you may think adding specialty benefits means adding cost to your bottom line, taking an integrated approach to health care coverage may drive value for your organization while improving employees’ overall well-being.


Bundled benefits may also help: 

  1. Collaboration with providers to help close gaps in care
    Integrating health benefits may help increase collaboration with health care providers across the board by sharing data and monitoring care effectiveness. For example, regular eye exams have been shown to help with the detection and management of diabetes. By combing your medical plan with other types of benefits such as eye coverage, it is possible to help employees stay ahead of health issues and better connect the dots for improved overall well-being. 
  2. Reduce medical costs 
    Like other bundled plans, combining everything in one competitive benefits package may help you maximize the value of what your company spends on health care. 
  3. Allow a simpler customer experience 
    Employers may benefit from a simplified administrative experience, including one dedicated account team across their benefit plans, a single eligibility and implementation process, plus one self-service website for employees.
  4. Helps offer actionable data and insights 
    With access to more data across an employee’s benefits, key insights may help identify needed actions. For example, by cross-checking dental and medical health claim data, some plans may be able to determine if employees missed recommended periodontal treatments or cleanings. With this data, clinical intervention teams may be able to proactively follow up with the employee to help schedule recommended treatments, which may help improve overall health. 
  5. Increase member engagement 
    When employers choose a bundled plan, they may find a variety of programs available that may help support the health and well-being for their employees. For example, if an employee is recovering from back surgery, case managers may help facilitate home health care to assess the safety of the home to help reduce the risk of falls, while also coordinating home physical therapy to help the employee focus on healing to return to work sooner.

Companies that combine medical coverage with specialty benefits through a single health care company may be able to help improve health outcomes, drive productivity, and reduce costs. For instance, some programs may help employers save more than $2,200 in medical claim costs per referral following a disability claim***.

 

***Source: 2019 book of business performance for clients with integrated UnitedHealthcare Short-Term Disability and UnitedHealthcare Medical.